Sick Of A High Cell Phone Bill? Make These Moves

Then make these moves, as they can combine to lower your bill while still keeping you connected.

Cell phones used to be a luxury. If you couldn’t afford one in your monthly budget, you could simply drop it to save money. Nowadays, though, we use cell phones for everything, including communication, shopping, entertainment, work, etc. As such, eliminating your cell phone bill may not be an option. But lowering it certainly is, and here are several ways to make it happen.

Opt for Prepaid

Are you sick of being locked into a pricey long-term contract? Do you feel like you’re paying way too much for cell phone service? If so, then switching to a prepaid carrier may be your best move.

With prepaid, you can avoid that restrictive contract and pay as you go. But most importantly, you can significantly reduce your monthly bill since prepaid is the most affordable option out there.

Many prepaid cell phone services have hit the scene lately, so you’ll have plenty to choose from. And since there’s so much competition between carriers, you can enjoy even lower prices from names like Verizon, Boost Mobile, and Cricket Wireless.

If you’re worried about sacrificing service when switching to prepaid, don’t, as these new carriers use the same networks as more established ones. But to make sure you get the right coverage for your area, check each company’s network, so you choose correctly.

Take Advantage of Discounts

Certain affiliations can knock several dollars off of your monthly bill. Ask your carrier if they offer any discounts for being a military member, government employee, student, etc., so you can start saving immediately.

Make Automatic Payments

Cell phone companies prefer autopay because it means they’ll get paid on time. Sign up for autopay, and you could see your monthly bill drop via discounts.

For instance, you can get a $5 autopay discount per line via T-Mobile. If you have four lines under your plan, that can drop your bill by 20 bucks per month. And as a bonus, you’ll never have to worry about forgetting to pay your cell phone bill again, which can eliminate inconvenient disconnections.

Increase Your Lines

The more lines you have under one plan, the less each will cost per person. So, if your family members are on different plans, now may be the time to combine them under one to save.

Stick With Your Current Phone

Unless your phone is entirely inoperable or outdated, hang onto it. By upgrading to the newest version, you’ll have monthly payments tacked on to your bill that can last for as long as two years. This can lead to a monthly bump of $20 to $40, which can be avoided by simply keeping your current phone.

Review Your Cell Phone Insurance

You may want a premium protection plan if you have the latest iPhone. But if your phone isn’t so new, ditching insurance could cut your monthly bill big time.

Review your insurance plan to make sure it fits your needs without exceeding them.