Happy Home Insider

Need Emergency Rental Assistance? Here’s How To Get It

Do you feel like the walls are closing in because eviction protections ended, and you can’t pay the rent?

That’s understandable, but here’s the good news: Help is on the way, as long as you follow these simple tips to apply for the Emergency Rental Assistance program.

How hard has the last year or so been on your family? If you’re like many out there, it’s been extremely difficult. Having to protect yourself against the coronavirus was bad enough. Combine that health hazard with losing a job and being unable to pay your bills, and it’s needless to say that you wish this pandemic never happened.

STOP!

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Unfortunately, we’re still in it. While some got jobs to replace lost income, others didn’t. And since the eviction moratorium is over, landlords are now asking tenants to pay up.

How can you pay your landlord and evade homelessness if you’re struggling to stay afloat? By calling on the Emergency Rental Assistance (ERA) program for help.

The U.S. Department of Treasury has billions set aside for this program, but many people haven’t seen any of that money because they don’t know how to get it. We’ll tell you how to get it so you can pay the rent, have a roof over your head, and start fixing your finances.

How to Apply for the Emergency Rental Assistance Program

As mentioned, the problem with rental assistance isn’t a lack of money from the government. Instead, it’s that much of that money hasn’t been distributed to people who need it.

What’s the cause of this mixup? The fact that the billions in funding have been split amongst 495 local and state programs. How can you find the program that can help you pay the rent? By clicking this link. The link will help you find rental assistance programs in your state or territory. Or, if you live on tribal land, it will help there as well.

Is that the only way to find emergency rental assistance? No, as you can also speak to an operator by calling 211. Tell them you need rental assistance, and they should be able to help. You can also contact your local Public Housing Agency, as they’ll have experts who know everything about emergency rental assistance too.

Qualifying for the Emergency Rental Assistance Program

If you don’t think you’ll qualify for this program, don’t let that keep you from contacting one of the resources above. As we’re about to show you, eligibility is rather cut and dry, although that could vary slightly depending on your location.

What does it take to be eligible? In a nutshell, the following must apply to your situation:

  1. Although it doesn’t need to be a signed lease, you need some form of rental agreement in place for where you’re living, whether it’s a home, apartment, mobile home, etc.
  2. Your household income must be lower than a certain level for your area. Your local program will determine this number.
  3. One of your household members must be experiencing housing instability. This means they’re having trouble finding a home and could become homeless.
  4. One of your household members must have lost income, experienced financial hardships, owes major expenses, or is eligible for unemployment.

Again, your best bet is to avoid waiting or thinking you won’t qualify. Contact your local program now to get the emergency rental assistance you need.